public marks

PUBLIC MARKS from creditdebit with tags "personal finance" & consolidation

11 July 2007

The Need to Look at Your Credit Report

Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report. Everyone needs to know exactly what is on his or her ...

10 July 2007

Credit Repair Information

The Attorney’s Guide To Credit Repair. You may have heard that bad credit report repair is impossible or illegal. Bad credit report repair is possible and if you contact a law firm which specializes in credit report repair, then it can all be d...

Business Credit Card Offers

Tip! Ditto the $199 annual use fee. While many credit cards that are aimed at helping people rebuild their credit have annual fees, the average is $25 to $50. Business credit cards usually have a high credit limit, a low interest rate and many automati...

08 July 2007

Should I Mail Credit Repair Disputes by Certified Mail?

The Attorney’s Guide To Credit Repair. When doing credit repair, you can find all kinds of advice on how to send your letters. Many say that you MUST send every letter CMRRR. That is, Certified Mail, Return Receipt Requested. That cost about $4....

07 July 2007

How To file Bankruptcy And Ensure You Get The Legal Protection You Need

Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee. Bankruptcy can be a hard pill to swallow, especially if you consider yourself to be responsible. The credit card companies don’t care about making things ...

06 July 2007

Credit Repair... Can I Do It Myself?

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. I’m sure you have seen them everywhere. Little ads promising perfect credit in 30 or 60 days. They all claim to have the hidden secrets of credit re...

Balance Transfer Credit Card Offers Gaining Momentum

Tip! Your credit rating may rule you out for many credit card offers. Right from the top, your credit rating could rule you out of some top credit card UK offers. Only two out of three credit card customers pay their balances off every month, paying m...

05 July 2007

A Credit Card Required for a Free Credit Report?

Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More. Millions of Americans have sought and received a free credit report under the FACT Act amendments to the Fair Credit Reporting ...

03 July 2007

Free Credit Score Services

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). A credit score is a score based on the credit report of an individual. It reflects the person’s credit worthiness d...

02 July 2007

Fast Credit Repair

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

30 June 2007

Credit Repair "Secrets"

The Attorney’s Guide To Credit Repair. Many companies are selling credit repair secrets, credit repair “kits” and other information about credit issues. They are able to sell this information, because everyone wants good credit, man...

Non Profit Debt Consolidation

Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation). Sometimes debt becomes too much for a person...

26 June 2007

Are You Sabotaging Yourself By Ignoring Your Credit Report Information?

Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report. Odds are, one day you’re going to want to obtain your credit report information. The data in your credit ...

25 June 2007

The Gambit Of Credit Card Debt Consolidation

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

15 June 2007

Bankruptcy: Tips To Avoid It

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. Although it may seem like an easy solution to major financial difficulties, it is best to avoid bank...

13 June 2007

Government Student Loan Consolidation Can Help With Your Debt

Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible. A government student loan consolidation is a program that allows students to consolidate outstanding education...

06 June 2007

The Many Advantages of a Business Credit Card

Tip! It is easy to be lured into spending up to the credit card’s limit; before you know it, that one moment of weakness a month has taken you up to the limit. Just as good credit is a necessity in our personal life, it’s essential when you...

How To Spot A Good Debt Consolidation Company

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. Tired of juggling four, five or six bills...

31 May 2007

Establishing Business Credit - Paydex Score

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

How Do You Know If Your Credit Card Agent Is The Best?

Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card. Since you are the customer, ...

25 May 2007

Pay Down Debt To Improve Your FICO Credit Score

Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score. You can get started fixing your FICO credit score by reaching into your wallet or purse and pulling out the plastic. Yes,...

21 May 2007

Steps for Credit Repair

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. Establishing your own credibility is the most important thing that you should learn not only as a business person but a simple individual. This is one w...

How To Fix Your Credit Report

Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report. Your credit report is your passport to obtaining loan...

Causes and Cures of Debt Consolidation

Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation). Causes and Cures for bad debt The idea behi...

20 May 2007

Hurricanes and Debt Consolidation

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. The average American consumer presently i...